Chattel Mortgage

Also known as a Secured Loan Agreement, involves lending funds to purchase an asset that will be primarily used for business purposes. Set repayments are then made on a monthly or quarterly basis.

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Finance to Get Your Business Moving


Access business funds to take on new business challenges with fast, flexible business finance options. We fund you with less fuss.

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Non Bank Funding

100% transparent costs

Suitable for all businesses

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Experienced Team

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Chattel Mortgage Financing

A Chattel Mortgage also known as a Secured Loan Agreement involves lending funds to purchase an asset that will be primarily used for business purposes. Set repayments are then made on a monthly or quarterly basis.

You own the equipment, a “mortgage” is placed over the equipment by the Grow as security against the loan.

Once the repayments and any balloon has been made, the mortgage over the asset will be removed.

Benefits of a Chattel Mortgage include equipment ownership, flexible loan repayment periods, the option to reduce the monthly repayments by way of a balloon payment or deposit, the potential to claim tax deductions and Input Tax Credits*.

A chattel mortgage can also have additional benefits including a fixed interest rate and repayments for the duration of the loan.

*Please check with your accountant for eligibility

Finance For Heavy Commercial Vehicles and Trailers


We provide finance for almost every type of heavy commercial vehicles including Cab Chassis, Curtainsiders, Prime Movers, Tippers, Pantech as well as associated trailers. We typically fund trucks and trailers up to 15 years old but if you have a good proposition, we will try to find ways to say yes rather than no.

Finance up to $250,000

Highly Skilled Consultants

Dealer or Private Sale

Specilised in Used Trucks

Online Quick Approval

Multiple Finance Options

Finance for Passenger and Light Commercial Vehicles


We know that great finance is the key to getting your business on the road to success. That’s why our car loans are tailor made to help new and existing businesses get behind the wheel. With quick and easy financing delivered by our team of experts, you’ll have the keys to the car you need before you know it.

Redbook Instant Valuation

Optional Balloon Payment

Low-doc Process Available

Used Vehicle up to 10 years

Highly Competitive Rates

Experienced Team

Our Trusted Data Providers


We have partnered with top tier data providers to ensure a fast and accurate application process

What Our Clients Say

Paul Ryan

Paul Ryan

Director at H2flow Water

Business is hard enough at the best of times, but to come across a business partner that truly understands what you are trying to achieve is a breath of fresh air.

Michael T

Michael T

Transport Logistics

Grow Finance helped me get a used truck for my business when I need it the most. Thank you!!

Brett Mcgrath

Brett Mcgrath

Electrical Contractor

Purchased my first work vehicle ideal for my business. Great communication and very friendly people to deal with. Highly recommend company!